Meet Our Team



Rick Wyatt
Phone: (937) 748-4411

I grew up in West Carrollton, Ohio, also known as the Pirate Country. After High School, I attended Bluffton University and Sinclair Community College majoring in Business Management. I am a second-generation agency owner of Wyatt Insurance Group and with 25 years of experience in the insurance industry.

What excites me most about my work is educating the customer and making insurance simple. I do so by sharing my experiences and telling the story to give the customer a better understanding. If there is a customer that has an unexpected loss my goal is to be there with them through every step of the way!

I enjoy spending time at the lake with my family and friends as well as shopping with my wife, Kim and daughter, Gracie. I can’t forget to mention playing golf and watching football and lacrosse with my boys, Josh and Luke. My other interests include listening to country music, eating ice cream, playing guitar and exercising! Hanging out with family and friends is usually how I spend my weekends, especially our Sunday gatherings with the kids!

The initiative I am most active with is the Cancer Society. I also sponsor local youth sports teams and I am a member of Southwest Church in Springboro, Ohio.

Josh Wyatt
Sales Representative
Phone: (937) 694-3673

I was born and raised in Springboro, Ohio. I attended Miami University and studied business management. Although I officially began working in the business in 2017, I have been around the insurance agency my entire life.

Becoming a part of the agency has made me realize how much time, effort and dedication my grandfather and father have put in over the years. I love being able to find new ways to build on the Wyatt family legacy that was started over 50 years ago. I look forward to seeing how I can make my contribution going forward.

Outside of work, I enjoy sports and staying active outdoors. You can usually find me on a golf course or boating on the lake. My favorite way to spend a weekend is hanging out with family, friends, and my dog, Bodhi. My most recent interest has been boxing after long workdays.

Cody Malott
Sales Representative
Phone: (740) 505 3114

I grew up in the rural parts of southern Ohio. I received my bachelor’s degree in business marketing from Capital University. I have been working in insurance for almost 9 years! It was my first and only job straight after college. I primarily handle commercial and farm insurance sales.

I genuinely enjoy interacting with new people every day and educating them about their coverage. Along with providing them with new information, it is always nice to save people money.

Aside from work; I am a sports fanatic! Whether it is watching, participating or simply talking about it, I like it all. I have learned a lot of life lessons and developed relationships with my closest friends through sports. On the weekends you can find me hanging out with friends or family. Although I am an avid golfer, my wife and I also enjoy traveling and taking weekend trips.

Customers usually take me too seriously on first impressions however, I like to make people laugh and I am the best at telling corny jokes.
In regards to volunteering, I have been a coach for youth sports for a few years. Any way I can give back to the youth I try. That is where I myself found mentors and people I admire.

Esther L Keough
Assistant to the CEO
Phone: (937) 748 4411

I was born and raised in Los Angeles, California. At the age of 11, I moved to South Carolina with my family. When I turned 22 I got married to the love of my life who was serving in the military and now I am a Retired Air Force wife.

I really enjoy the people I work for, Rick and Kim Wyatt, and the people I get to work with. Mostly, I enjoy assisting our members with all of their specific insurance needs!

If you want to find me in my “happy place” you’ll see me at the beach.  Also, I cannot forget to mention my kids, Vince, who is 27 and a graduate of the University of Cincinnati with a degree in Information Technology and Samantha “Sam” who is 23 and a graduate of Coastal Carolina University with a degree in Biochemistry. Finally, my sweet little dogs – Miss Kitty is a 9 lb. miniature pinscher mix and Trixie is a 4 lb. chihuahua!

On weekends, my husband, Bryan, and I enjoy going to festivals and street fairs. My guilty pleasure is that I love good food!! I love it when members share with me their photos of their families and also trips that they have taken.

Being an avid animal lover, I support any cause for the benefits for animals.

Fred L. Lewis
Financial Representative
Phone: (937) 748-4411

I grew up in Dayton and attended Sinclair Community College and Wright State University. I completed “Life Underwriters Training Counsel Studies” and “Certification in Long Term Care Planning.” Since then, I have racked over 30 years of working experience in Life, Health, Long Term Care and Financial Products such as Annuities, Mutual Funds, and Retirement Planning.

Making a difference in my client’s financial and retirement well being is what incentivizes me each day. Outside of work, I enjoy the outdoors, photography, woodworking, and family time.
That is usually how my weekends are spent; with family, working on our home, garden, and woodworking.

Lu Ann Houk
Account Manager
Phone: (937) 748-4411

I grew up in Kettering Ohio. I have an Associate of Science in Radiologic Technology degree from Kettering College of Medical Arts. I have also completed 2 computer programming curriculums at Sinclair Community College.

I have over 20 years of experience in the insurance industry. I am licensed in Property, Casualty, Life and Accident & Health. What excites me about my work is that I am able to provide peace of mind to people and giving them the reassurance of knowing they are protected against the unexpected.

Aside from work, I enjoy reading, sewing and watching HGTV. I have 3 wonderful grandsons. The oldest is a Marine turned Soldier and the two younger boys are very active in sports.

I have suffered two personal losses this year, so right now, you will find me at home most of the time. On a brighter note, I love watching Live PD and One Chicago Wednesday.

Dee Burns
Account manager
Phone: (937) 748-4411

I grew up in Trenton, Ohio and graduated from Edgewood High School. I have been in the insurance industry for 12 years. I am licensed in personal lines.

I enjoy talking to our clients and making sure they fully understand their coverages. It is reassuring knowing they are protected against any unexpected events. Personally, I enjoy hanging out with my family, traveling, and animals in general. I am always talking about my dogs!

On the weekends I like to go to craft shows or just hang out with my family. Aside from that; I like to watch anything on HGTV and I kickbox a few days a week.

Kelly Winkler
Account Manager
Phone: (937) 748-4411

I grew up in Bellbrook, Ohio and went to college at Wright State University. I have been a licensed Property and Casualty agent for 7 yrs and a Life agent for 2 yrs.

I love working with people and helping them. Whether it is evaluating and making sure they are protected or helping in a claim, it makes me feel good knowing the benefit I provide to our customers.

In my spare time, I enjoy spending it at home with my family and friends. I also enjoy all things involving home renovation, HGTV in particular.

I spend most weekends with my kids and while trying to take some downtime for myself, usually at home. Growing up and in college, I was a singer. I love music and one of my favorite shows is The Voice.

I am a supporter of the Out of The Darkness foundation, which is a mental Health Awareness and Suicide Prevention organization.

Kelly Hoover
Sales Representative
Phone: (937) 748 4411

I grew up in West Milton, Ohio where I attended Milton Union High School. I started with the Wyatt Insurance Group back in 1998. I met Rick in 1994 and worked with him part-time in telemarketing.

I genuinely love the interactions with our members. I enjoy meeting new people and finding ways that I can create savings for them.

Personally, I love nature, photography, and architecture. Frank Lloyd Wright is my favorite Architect. I also have 2 Boston Terriers named Annabella and Kensi. On weekends, you can find me spending time with some friends, going out to dinner, riding the bike trails, hiking and exploring new places.

A fun fact about me is I love old cemeteries. We center our vacations around locations with a lot of history.

I am a supporter of the Midwest Boston Terrier Rescue and the ASPCA. My dream for retirement is to start a rescue.

Claudia Lewis

Phone: (937) 748-4411

I grew up in Beavercreek, Ohio where I eventually became a medical assistant for many years. I first started in the Insurance industry in 1987 where I predominantly focused on the life and health insurance side of the business where I was a broker representative for large companies. I transitioned to property and casualty insurance in 2000.

What excites me about my work is my love of talking to people and in my position at the agency, this allows me to have conversations with many of our customers.

Aside from my work, I love my grandchildren and they bring me so much joy! On weekends, I love going to their sporting events and attending many of the local festivals in our community. When my grandchildren aren’t keeping me busy, I enjoy gardening! My two favorite times of the year are Spring and Summer because you can catch me working in my yard.

Paul Francis
Sales Representative
Phone: (937) 260-2882

I have lived in Dayton, Ohio my whole life! After High School, I attended the University of Dayton and majored in Electronic Media. Although I am new to the insurance industry, I am combining my insurance and real estate expertise together to benefit my customers.

What I love about the Insurance industry is that every day is a different experience with new challenges and resolutions. I take pride in knowing that people are covered for unexpected events in their lives and working to alleviate their worries.

I truly appreciate each and every one of the different experiences and people I come in contact with on a daily basis. When I’m not at work, I enjoy playing golf, going to concerts, and the occasional drinks with friends.